What To Know About Driving for Uber

The concept of Uber is one of the best technological advancements that has shaped the taxi business for the last five years. Basically, Uber is an application that can enable anyone to become a taxi driver using their own vehicle. This concept can make a great side hustle, as you get to make money while driving around town.However, before starting, here are five things you need to know:

1. Don’t expect to make a lot of money

There is a general misconception that Uber is a get rich quick scheme if the adverts by Uber are anything to go by. According to Uber commercials, you stand to earn at least 40 dollars per hour averaging to 90,000 dollars per annum. However, the truth is you don’t earn as much, except for special occasions like New Year’s Eve or when there is an evidenced surge in pricing.

There are two factors that determine how much you make on Uber, your location and the number of Uber drivers in your area. If there is a huge competition for customers in your area, then you won’t make as much money because this will limit the number of rides at any particular time. However, if you stay in a busy area, with a few drivers, then you can make more money because you will be constantly on the move. If you stay in a rural area, then there is no reason to even sign-up, you are likely to make no money due to little traffic.

2. You are in Self-employment

As an Uber driver, you are not an employee of Uber, but rather an independent contractor. This implies that Uber is not obligated to pay your taxes, any statutory deductions like a student loan or file your returns as normal employers do, but rather, that is your responsibility. Thus, make an effort to understand your tax obligation. For instance, there is a specific limit above which you might be required to pay your taxes quarterly instead of annually. This is the case particularly if you owe anything above 1000 dollars in one year, well its nothing to worry about, but something to keep in mind.

3. Think insurance

Am sure you already know that your car needs an insurance, but as an Uber driver which insurance specifically do you need? Comprehensive, third party or which one? Remember your personal cover does not include “for-hire”, implying that a lot of things are excluded when you are driving your car for commercial purposes. This complicates things, particularly for drivers who want to use Uber part-time.

For full time-drivers, the challenge arises from the fact that most insurance policies exclude public conveyance, implying that if you got involved in an accident while carrying a passenger, you will meet the medical costs and other damages from your own pocket. In most countries, Uber drivers are treated as Public service vehicles (PSV) and thus are required to take third-party insurance policies. This not exposes the car to the risk of loss, but also the driver.

According to the Uber website, the company provides a supplementary insurance for the drivers, the passenger’ and other third-parties, but only when the application is on. This implies that while offline, your car and you are left exposed. Thus, conduct a thorough research on the most appropriate insurance policy in your locality.

4. Understand the tax deductibles particularly mileage

In every business, the government gives you an allowable expense for all expenses that are directly involved in the production of a product or a service. In the case of an Uber driver, your most important business expense is mileage.The standard rate mileage which is the most applicable for Uber drivers and this refers to the national mileage rate that you can claim for every mile that you drive for your business.

In 2017, the rate was 53.3 cents for every mile covered with the Uber app on. The trick is to master how to keep track of this millage accurately as in most cases, Uber gives a lower figure meaning you will make the less mileage deduction. This mileage can also include rides you make between dropping off a passenger and picking the next one. Some drivers even include their ride to and from home, thus making almost every ride a tax-deductible expense.

5. Watch out for Surge price to make more money

Like every business, Uber is by the forces of demand and supply,with prices being higher when the demand is high and lower when the demand is low. Thus, watch out for major holidays, weekends and Fridays when most people are out partying as that is when the prices seem to be highest and you are likely to make double what you can make on an ordinary day.

For instance, in New York on New Year’s eve, passengers reported paying up to 10 times more than they would pay on an ordinary night. Well, the jury is out on whether this is ethical or not, but as a driver, there is no harm in making an extra dollar on a weekend to make up for a slow day during the week.

Thus, Uber is a great side-hustle with an opportunity to transition to a full-time job. With a good functional car, the right insurance in place and a willingness to work more hours than the normal 8-5, then you can earn some good money. These tips can help point you in the right direction.

All About the Moodle (and Why They’re Awesome)

Temperament: Calm, placid, affectionate
Maintenance level: Moderate
Lifespan: 10 to 15 years
Ideal for: Individuals, couples, families with children, people with allergies

The Moodle, also called Maltipoo, is a cross breed created by mixing that results from mixing miniature poodles and Maltese dogs. This toy breed is best known for its fluffy, curly coat that feels like wool. The Moodle makes an ideal pet for people with allergies, as it sheds little to no hair.

Moodles have thick coats that require daily brushing and professional grooming every six weeks or so. Moodles are typically cream, silver, white, or a mix of all three colors. They are small dogs, only growing to 8 inches long and weighing anywhere from 5 to 19 pounds. As with many small dog breeds, the Moodle has a relatively long life span; the average life expectancy is 12 to 15 years.

Moodle History

The Moodle was bred to be a non-shedding, hypoallergenic dog, although it has been reported that this breed does shed some fur on occasion. While not officially considered a “true breed”, the popularity of the Moodle breed has led to the formation of the North American Maltipoo/Maltepoo Club & Registry. Genetically speaking, the Moodle breed does not have a long history, but its lineage can be traced through the Maltese and poodle breeds.

Moodle Temperament

Moodles are known for calm and placid temperament, so if you’re looking for a “lap dog,” this is definitely the breed for you. Don’t let their laid-back nature fool you, though; these dogs are intelligent, highly sociable, and love playing and going for walks with their owners. The laid-back nature of Moodles makes them a great companion to other animals in the home. Moodles also getalong well with children, but care must be taken to ensure children do not play too roughly with this small and fragile breed.

Common Moodle Conditions and Diseases

Epilepsy – This neurological disorder can cause dizziness, fainting spells, and rigidity. While these behaviors can be frightening to witness, treatment for epilepsy is available and the prognosis for affected dogs is frequently good.

Patellar Luxation – If the bones of the patella are not properly aligned, they can slip in and out of place. This is called patellar luxation. Mild cases do not usually require treatment and do not diminish a dog’s quality of life. Severe cases may cause pain and an abnormal gait that require surgical treatment.

Portosystemic Shunt (PSS) – A portosystemic shunt, also called a shunt of the liver, is a birth defect that occurs when an abnormal connection is formed between the portal vein of the liver and one of its offshoots and another Bevin. This causes blood to bypass, or “shunt,” the liver. Surgery is often required to correct PSS.

Progressive Retinal Atrophy – This eye condition can lead to the deterioration of the retina, causing night blindness and, eventually, full blindness. There is no cure for Progressive retinal atrophy, but many dogs adapt to the loss of eyesight and can continue to lead mostly normal lives – especially if their environment is not changed too drastically.

Interesting Facts About Moodles

  • Moodles are sometimes referred to as “designer dogs.”
  • Moodles are often called the “cutest breed of dog” due to their small size and adorable features.
  • Moodles tend to bond more easily with teenagers and adults than with small children, who often do not know how to handle the delicate nature of this breed.

The Reunion of Choos (the dog)

I wanted to share a story from a friend in the “mixed poodle” group I’m a part of. If this doesn’t brighten your day, nothing will.

It is eight years now since Choos our Golden Retriever became part of our lives. He came via a flight from Mountainview Puppies. His body was all covered with hair, and you could hardly see his eyes, we, therefore, named him Muckback. As he got acclimatized to his new home in Virginia, he developed a habit a chewing anything he could locate mainly socks misplaced on the floor, so we renamed him Choos.

Choos is a central figure in the family; same applies to Marshy our cat, who happens to be Choos’ best friend. In case we are going on vacation, we never leave him behind. Both Choos and Marshy accompany us for our evening walks.

For a few weeks now, I have been at my sister’s place taking care of my elderly mom. As usual, Choos came along with me, and he has been enjoying his time getting acquainted with his new environment. Yesterday I took mom to the hospital and left Choos behind; unfortunately, he managed to escape through the backyard. I came home, and my lovely Choos was nowhere to be found.

I couldn’t believe that Choos had escaped. I took an hour in our neighborhood searching and calling out for him. I inquired from the neighbors and the mailman. Only the mailman remembered seeing him on the street in the morning. At this stage I couldn’t control myself, I shed tears.

I didn’t know how search for my dog, but luckily enough as I began to Google “Find my pet,” I found Lost Pet Finders. Initially, I presumed it was just an online scam; I had no option but to sign up, entered Choos’s particulars and paid a fee for Pet alert. As I continued crisscrossing their website, I realized they were an established firm in the area and had over 161 individuals who had registered for their services within 1 mile radius. I gained hope when I instantly got a welcome email from them.

I made calls to the Humane Society and local vets, but he was nowhere to be found. I designed some excellent fliers and posted them in the neighborhood, it was now dark, and I had to call it a day. Later in the evening, a friend called me and informed me that someone from the Human Society left a message that our Choos had been located!

What a joy, I couldn’t sleep. My first morning assignment was to rush to the Humane Society. After about 10 minutes, I was reunited with our Choos.

When I went back to my sister’s house, I found 8 messages from LostPetFinders. One that caught attention was from a lady named Elizabeth who informed me that she found Choos as she was going home and took him to the nearest Vet.

I’m so thankful for kind strangers. I appreciate the efforts of everyone in the neighborhood who came to my aid. Thanks too to the mailman, he passed by in the morning to see if Choos was back home. I gladly told him yes, Choos is back.